Posted by: mike137 | July 22, 2009

Solar eclipse of July 22, 2009

The solar eclipse of July 22, 2009, is the longest total solar eclipse of the 21st century, lasting at most 6 minutes, 39 seconds.[1] It has caused tourist interest in eastern China, Nepal and India.[1][2][3]

The eclipse is part of saros series 136, like the record-setting solar eclipse of July 11, 1991. The next event from this series will be on August 2, 2027.[4] The exceptional duration is a result of the moon being near perigee, with the apparent diameter of the moon 8% larger than the sun (magnitude 1.080) and the Earth being near aphelion[5] where the sun appears slightly smaller.

This will be the second in the series of three eclipses in a month, with the lunar eclipse on July 7 and the lunar eclipse on August 6. more info.. click here to direct in the original article

source http://en.wikipedia.org

Posted by: mike137 | July 8, 2009

Google Adsense Tips & Tricks

I’m not playing as an expert here but this article may help achieve your first $100 from Google Adsense. I did it in less than 4 months, not so fast but still faster than those other bloggers than already having their Adsense codes in their blogs for more than a year now but didn’t get any positive results, if you’re one of those i don’t intend to hurt you in any way. Just read on who knew after you implemented my ‘Google Adsense Tips & Tricks’ you will now achieve the $100 mimimum pay-out from Google Adsense.

1. Read the Google Adsense TOS thoroughly.
I think this is the most important tip i can give to any ‘Adsensers’ out there. I’ve read so many blog post entitled “My Adsense account is banned!” or “My Adsense account is suspended!” and they end up cursing Adsense to the highest degree possible but the truth is they don’t read the Term Of Service (TOS) and just signed up.

2. Patience is a Virtue
There is no quick bucks or instant money on the internet or if there’s any that promise you that, that’s probably a SCAM and just want to make money out of you.

3. Don’t Ever Click Your Own Ads.
This is the most unforgivable act you can do with your Adsense. They absolutely don’t tolerate it. Your blog, your name and your account will be banned forever.

4. Put the Ads Above the Fold.
Place the google adsense codes, into the upper part of your blog so that your readers/visitors can able to see it. Remember in Adsense they are paying for every click, if no one clicks on your ads you will have no earnings no matter how many millions visitors your blog is getting.

5. Blend the Ads Into Your Blog Template.
Make your ads appear to be ‘not ads at all’ so that you’re readers will not be annoyed by it. Match the color of the background, the links must be the same color you’re using. Don’t use any borders, it’s unnecessary. If you’re gonna be labeling it, the only allowed words is “Sponsored” or “Sponsored Links” they don’t allowed labels such as “Favorite Sites” “Click This” “Visit This Links” or any words that invite the users to click on the ads, they must click on their freewill.

6. Use the 336 x 280 Square Ad Format.
This is the most profitable size according to my personal experiences. Place it above the fold, before you’re blog posts. I’m using this trick on this blog.

7. Write on a Specific Niche.
I know not everybody will agree with me on this one, but it works for me. Remember Google bot is crawling into your content and display ads according to the topics you write on your blog. Think what ads will be displayed if you write about dogs today, Britney Spears tomorrow and golf techniques the other day.

8. In Adsense, Less is More.
In this ad program, they allow you to put up to 3 ‘Adsense for Content’ ads, 3 Link Ad Units, 2 Adsense for Search and unlimited Referral Ads (not sure!) but that doesn’t mean you will put all of this into your blog. In my blog, i’m using 2 Adsense for Content ads, 1 or 2 Link Ad Units, none or 1 Adsense for Search and I don’t put any Referral Ads from Adsense, i’m not good at any CPA based programs.

That’s it! Those we’re the things i’m using into my blogs, test it on your blogs too! who knows it might work.

Posted by: mike137 | July 5, 2009

Temptation at Your Doorstep: Internet Gambling

Can you imagine being able to place a bet with just a press of a button? Can you imagine playing and betting as long as you want?

Can you imagine gambling from the comfort of your own home?

We know for a fact that gambling is risky business, and unrestrained gambling is just asking for trouble. Compulsive gamblers already have a hard time restraining themselves from the call of casinos and bookies, and now Internet gambling just takes the ante a step further.

With Internet gambling, you don’t need hard cash. Everything that is online is so easy to access. Play Baccarat, Blackjack, Craps, Keno, Roulette or Slots. Play all day, all night.

Before the 1990s, gamblers who wanted to place a casino or sports type bet in the United States basically had two choices: they could travel to a legitimate brick-and-mortar gaming establishment or place an illegal wager through a bookie. However, with the emergence of the Internet in the mid-1990s, a new form of gambling appeared; Internet gambling through gaming casinos and sports wagering. Internet gambling can take place on any electronic device that offers Internet access anywhere on the globe.

Internet gambling makes payment options for gambling individuals easy. They can just choose from several types of payment options other than credit cards. These include:

VISA and MasterCard cards: These cards are tied directly to the cardholder’s bank account. Funds for all transactions are deducted directly from the cardholder’s bank account, but cardholders can make credit card-type transactions that do not require a personal identification number.

Private-label debit cards: These cards are similar to check cards above but are issued by private companies rather than credit card associations.

On-line payment providers: These companies send and receive funds electronically for such uses as on-line auctions and purchases.

Wire transfers: Some Internet gambling sites promote this method of payment, which allows Internet gambling customers to wire money directly from a bank account to the site.

“E-cash” or digital cash: It is a digital representation of real money that can be placed on a computer hard drive, smart card and other devices with memory. It can be purchased from an authorized provider.

Internet gambling sites also offer money orders; traveler’s checks; bank drafts; cashier’s, certified, and personal checks; and a number of other electronic banking systems or processors as payment options. With Internet gambling’s easy payment options, even a non-gambler would be tempted to try.

Statistics also show that Internet gambling has nearly doubled every year since 1997 – in 2001 it exceeded $2 billion. It also boasts 110 sport-related Internet gambling sites.

According to the American Psychological Association, Internet gambling could be just as addictive as alcohol and drugs.

This is a confession from quoted from The Gambling Problem Talking Point website:

”… I am addicted to online poker, not to mention soccer betting and casinos whenever I am in the vicinity of one.

For the longest time I thought I had the beast under control. Thought I was smater than the pack, and shrewd enough to beat the pack. Considered my betting to be more of an investment than anything else.

How much hav I lost gambling? I am afraid to tally.

Has it ruined my life? Almost … I guess being from a wealthy family, it helped me to cover the tracks not to mention the losses.

But enough is enough and I would like to kick the habit alltogether.

I am sorry if I sound a little cocky or arrogant … I have a problem. And even now am half hearted to completely agree that I do have one.

Will I continue to gamble? I am not sure. I would like to stop, but it is just so easy with the Internet and all.

I guess if I was in NZ, I could join a group onj a regular basis and get some help in person. But in Malaysia, how do I do that?

From reading some of the posts here, I share all the common symptoms.

It is a disease, and can destroy the best of people, not to mention families and loved ones a like.

What can I do? How can I help myself…”

Internet gambling is a very slippery slope. It can ruin your life and the life of your loved ones. So the next time Internet gambling knocks on your door, think twice.

Posted by: mike137 | July 5, 2009

The Games Gamblers Play: Casino Gambling 101

Casino gambling. The first thing that enters our mind is Vegas, slot machines, bright lights and chips. If you’re not a gambling person and you don’t know a lot about casino gambling, then read on…

According to the Wikipedia Online Encyclopedia, a casino is a building that accommodates casino gambling. Customers may gamble by playing slot machines or other games of chance and some skill. Casino gambling games usually have mathematically determined odds built in that ensure the house retains an advantage over the players. This advantage is called the “edge”. “Payout” is the percentage given to players. Some statistically even games may take a commission or tax, a “rake” on bets customers make against each other.

There are a lot of casino gambling games which can get you hooked in no time. First of all, you have the classic slot machine. A slot machine is a coin-operated casino gambling machine with three or more reels that rotate when a lever on the side of the machine is pulled. It includes a currency detector that validates the coin or money inserted to play. The machine typically pays off based on patterns of symbols visible on the front of the machine when it stops.

Sadly, casino gambling games often offer the player the illusion of control in which the player is given choices, but these choices do not eliminate the player’s long-term disadvantage. This disadvantage is caused by the casino not paying the full amount that would be expected for the odds wagered. For example, if one game was played by betting what number a roll of a die would give, instead of paying 6 times the amount bet for winning, the casino only pays 5 times the amount bet.

This system is often found in famous casino gambling games like Poker, Craps, Roulette or Blackjack.

Poker is a very popular casino gambling card game. The players, with fully or partially concealed cards make wagers into a central pot, after which the pot is awarded to the remaining player or players with the best combination of cards.

Like Poker, Blackjack is also a very popular casino gambling card game. Much of its popularity is due to the mix of chance with elements of skill and decision making, and a practice called card counting. It is a skill in which players can turn the odds of the game in their favor by making betting and strategy decisions based on the cards that have been dealt. Players suspected of card counting are usually banned and blacklisted by casinos.

Craps is a famous casino gambling game using dice. Players wager money against the casino on the outcome of one roll, or of a series of rolls of two dice. The rules vary slightly from one casino to another, but the expected value of most bets is only slightly negative. All bets have a negative expectation, except the “free odds” bet with an expectation of 0, that the player is allowed to make after a point is established on a flat bet. Unlike in Blackjack, there is no possible winning strategy over any given period of time.

Roulette is a signature casino gambling game. A croupier turns a round roulette wheel which has 37 or 38 separately numbered pockets in which a ball must land. The main pockets are numbered from 1 to 36 and change between red and black, with number 1 being red. In addition there is a pocket numbered 0 of green color. In most roulette wheels in the United States but not in Europe, there is a second zero compartment marked 00, also colored green. If a player bets on a single number and wins, the payout is 35 to 1. The bet itself is returned, so in total it is multiplied by 36.

Be very wary though, these casino gambling games are highly addictive (as they are intended to be). A lot of lives have been ruined by casino gambling and although it might be fun, please do try to regulate yourself.

Posted by: mike137 | June 28, 2009

Maximizing the potentials of a low APR credit card

ndeed, if a credit card is used properly, it can be the most powerful financial tool. But not everybody can afford all the expensive rates of most credit card issuers offer. This is where the low APR credit card ushers in—to help people who plan to maintain a balance on their account and not to pay the full amount monthly. But, what does APR stands for in a low APR credit card?

Basically, APR is the cost of credit as a yearly interest rate. APR stands for “Annual Percentage Rate” of charge can be used to compare different credit and loan offers. The APR on credit cards is usually calculated monthly based on the current amount in the card. The monthly interest is calculated as if the current card balance would remain the same over a year; the interest on the amount over a year (APR) is worked out and divided by 12 to give the monthly interest. It is a must that all lenders tell the client what their APR is before signing any agreement.

Although the arrangements and terms may vary from lender to another, it is better for people to avail a low APR credit card because the lower the APR, the better the deal for them to spend more money in shopping around.

Why choose a low APR credit card?
Low APR credit card is a good choice for those people who are into a tighter financial budgeting. Being the most important attribute of a credit card, APR determines the significant balance over a longer period of time.

In a low APR credit card, the amount of interest one must pay on his or her credit card balance depends on its APR because the lower the APR is, the better it is him or her because it means they have to pay less interest. APRs in a low APR credit card can either be “fixed” or “variable.”

If you are planning to have a low APR credit card, there are so many cards that offer low APRs that can be found online. These low APR credit cards are chosen using a factoring scheme that organized these cards by computing a number of their attributes to place the best deals at the top.

Some of the questions one have to ask when looking for a low APR credit card includes the charges—if they vary or a fixed rate; and if these charges are variable because it might affect the repayments and if these rate are fixed or will it stay the same. Searching for a low APR credit card may also include inquiries on the possibility of any charges that are not included in the APR like optional payment protection insurance or an annual charge. If there are any, make sure that you understand what they are and when do you have to pay them. Lastly, looking for a low APR credit card should include questions on the conditions of the credit and how would these conditions suit you.

If you are now seeking for a low Apr credit card you may begin looking for a scheme that could help you save hundreds in interest with a low interest credit card and low cost processing.
Most low APR credit card offers 0% APR for the first months on purchases, cash advances, and balance transfers. Through these, low APR credit card can warn rebates towards any item purchased. They also offer $0 liability on unauthorized purchases, and no annual fees.

Some low Apr Credit Card that have very good intro rate for purchases is recommended for those who would want to avail one. They also offer good deals if one carry high balances on other cards and need to transfer the balance.

Indeed, having a credit card can be useful and convenient, and can even help build a strong credit history that will help you with future activities like home-buying, paying for higher education, and even finding a job. But, before you apply for a card, consider the advantages and disadvantages especially with the current financial situation you are in.

Posted by: mike137 | June 28, 2009

The worth of a business credit card

Among the so many varieties of credit cards, one of the most underestimated is the value of a business credit card. Many people do not choose to apply for a business credit card because aside from having a definite target market— the business owners or business executives—it seems to be complicated to use. Although a business credit card has more requirements and has higher interests compared to other types of credit cards there is, contrary to the common conception, t can be very helpful if used properly.

What is a business credit card?
Basically, business credit card is for the business people’s consumption. Compared to the regular credit card, a business credit card has a high limit plus low interest rates. Depending on the manner of choosing, a business credit card may also bring a lot of automatic benefits.

Since it is targeted towards businessmen or those people who are heading towards building a business, a business credit card can definitely benefit these small businesses. A business credit card helps the budding business by extending payments while improving the cash flow. Aside from bearing the image of a dependable credit card, business credit card boasts of having detailed reports and giving quality customer service as its major trademarks.

Aside from having limits and low interest rates, a business credit card provides many alternatives and numerous credit options for small businesses. A business credit card also caters to large corporations that are crafted to aid those people who are starting with their own business to grow while closely monitoring the baseline of credit.

Simplifying business credit cards
It really pays to go to the bank when one applies for a credit card to get the chance to answer all immediate inquiries. But since business credit card is for business people who are always on the go, many business credit card issuers offers online applications for business credit cards. When one applies for a business credit card, there is no need to visit the bank. There is also no need to wait in the queue just to talk to a bank representative. When you apply business credit card online, all you have to do is to select the business credit card option that would perfectly suit your small business or corporate credit requirements right from the comforts of your home or office. Aside from offering safe, secured, and simple processes that are designed help you take care of your starting business, most business credit cards online offer accessible features for the convenience of the business credit card holder like the online payment and reporting. Customized company logos and access to instant cash are also available on line. Other business credit card online offers detailed reporting features for easy monitoring and access.

Most business credit card applications offer free fee for the first year and no pre-set spending limit or finance charges. Other business credit card offers viable membership rewards program that enables the member to earn points towards travel, merchandise and other rewards for his or her business. Some of these business credit cards offer small businesses a line of credit up to $100,000 at a competitive APR as low as prime + 1.99% for both cash and check purchases; 100% of the line is available as cash and no collateral is required. The business credit card holder or customer might receive fee-free checks as well as a card to access the account. Everyday savings or exclusive savings, express approvals, no annual fee, up to 5 percent rebates on all qualified purchases, and 0% introductory annual percentage rate (APR) on purchases during first half of the year of card membership are some of the great offers of most business credit cards.

Although majority of the business credit card issuers offer great value deals, it is very important to research first what does your business needs. Whether your business credit card is meant for investing in inventory or just for payroll, it is significant to look for a flexible business credit card that can handle almost anything. Whether you opt to go directly to the bank or apply for a business credit card online, a number of premier business credit card suppliers are there to help you find the right credit card product as easy and convenient as possible.

Posted by: mike137 | June 28, 2009

What You Need To Know to Apply for a Credit Card

One of the disadvantages of modern times is that people tend to acquire so many things they don’t really need. Numerous gadgets and services occurred targeting a vast market of consumers and this emergence of various inventions somehow blinded people.

Since finances—especially money—is one of the major concerns of many people, a wide array of financial management services and financial options emerged. One of the most visible among the unending line of financial management services there are is the credit card.

Although many people testify for the financial convenience you get when you apply for a credit card, it doesn’t mean that every financing convenience applies for you or for everybody in that matter.

When people apply for a credit card, there is always a reason. It can be for managing their finances, needing extra money or in preparation to a big expenditure. But, no matter what the reason is, people apply for a credit card because of the ultimate convenience it brings. By now, you may have had your share of ‘pre-approved’ credit card offers in your virtual and physical mail. Since people are quite vulnerable when they apply for a credit card, some credit card issuers lure these people by giving low introductory APR, no annual fee offers among numerous perks. The tendency of this so many alternatives and “value” deals is to sway the person who wants to apply for a credit card.

There are undeniably endless lists of pros and cons when you apply for a credit card, but if you really have decided to apply for a credit card, these are some of the helpful tips that can guide you on your credit card shopping journey.

Actually, there are three easy steps you should follow if you have decided to apply for a credit card. First, surf the net and do some research on credit cards. By doing this, you can familiarize yourself with different credit card terms and types. Second, you can compare numerous credit cards that would best serve your needs and lastly, you may now apply for the credit card of your choice by filling out a credit card application by visiting a bank representative or through online.

In order to find the right credit card fast and easy, first, before you apply for a credit card, make sure you mastered the credit card terms. When you apply for a credit card you must know what a “credit card” really is. Being a form of borrowing that involves charges, credit cards usually have underlying credit terms and conditions affect your overall cost. So, it’s best to compare terms and fees before you apply for a credit card and agree to open an account. Some of the important terms to be understood well include the annual percentage rate or the APR.

When you apply for a credit card, you must know how the APR affects your credit account. Being a measure of the cost of credit expressed as a yearly rate, the APR should be disclosed before you apply for a credit card so that you would not be obligated on the account and on your account statements later on. Aside from APR, the periodic rate must be disclosed to the card holder before they completely apply for a credit card so they would have an idea of their outstanding balance and finance charge for each billing period. Other important terms to know before you apply for a credit card are free period or “grace period,” annual fees, transaction fees and other charges, other costs and feature, and balance computation method for the finance charge like average daily balance, adjusted balance, previous balance, and two-cycle balances. If you’re not that type of person who is patient enough to research on all these terms, make sure that before you apply for a credit card, the issuer will give an explanation how the balance is computed and it must appear on your monthly billing statements.

Posted by: mike137 | June 28, 2009

The Thespian’s Guide to Acting Schools in New York

hese are the facts and myths that most know or believe of the city:

New York is the city that never sleeps.
New York is one of the costliest places to live in.
New York is the center of the whole world.
New York is inhabited by people who love to love, hate, argue and haggle.

Now being a peace loving writer, I certainly shan’t argue about which one of those is true and which one isn’t. But if you’re a thespian in search for good acting schools, then you certainly won’t care about that. But you’d naturally care about the list that I’m about to provide below.

New York is a cosmopolitan city where a lot of good acting schools abound. In fact, if you truly are in search for excellent thespian education, New York isn’t a bad place to start. Naturally, the tuition fees of these acting schools are comparatively more expensive than the acting schools in your local state but they’re worth it. And if you’re looking for more proof, all you need is to do a little research work and I assure you that a lot of Hollywood big stars owe their talents to the very acting schools I’m about to enumerate.

Assuming that finances are not a problem for you, there’s just only other thing then to tackle: admissions. Several acting schools in New York are quite choosy when it comes to the students they’d let in their hallowed halls so to improve your chances of getting accepted, make sure that your school or the proper figures of authority furnish you with glowing recommendations. Neither does it hurt to have high GPAs to back you up.

With those two warnings then, here are some New York acting schools that you can try applying to.

ACTeen: Acting For Teen: Operating for almost three decades already, the ACTeen is the pioneering on-camera acting academy for teens, particularly those aged between thirteen to nineteen years old. If you or your child is serious about pursuing acting for a profession then you should consider contacting this particular acting school and view their curriculum. Besides learning everything about film and theater, students are also provided with a choice of over fifteen electives.

Ted Bardy Studio Inc. : To echo their tagline, this acting school provides their students with intense and personalized acting instruction. Everyone’s welcome to be a part of their workshop (limited to a small number to ensure personalized instruction), may it be amateurs, intermediate actors or professionals out to seek to improve their craft. The Ted Bardy Studio Inc. uses the Stanislavski / Meisner approach in guiding their students through their uniquely designed 3 phase program. Ted Bardy Studio Inc. is located in the Union Square section of New York City.

Actor Theater Workshop : ATW is a professional, non-profit theater company and under it, the Scott Acting Conservatory operates to train professional actors and have them realize original creative techniques to further improve their craft.

Lee Strasberg Theater Institute : this acting school hopes that the techniques of the acting legend, Lee Strasberg, continue to live on through their students.

East End Ensemble : A school that started two years ago as a local acting workshop set up in a private home and meant to improve the communication skills of their adult students. If you want to have fun while learning, this funky acting school may be what you’re looking for. East End Ensemble can be found in Brooklyn, New York.

Posted by: mike137 | June 25, 2009

Web hosting Services and Domain names

Dear friends,

Choosing an appropriate domain name is very important. First and foremost, when it comes to domain names, try to stay away from the silly, stupid, ridiculous or clever. Keep your domain name simple and make it something your customers can remember if they lose the link to your business website.

Take note that, while your domain name on Geocities or AOL may seem like the least expensive way to go, it may also get you dropped from certain search engines. Some search engines ignore domain addresses that reside on these ‘free servers’ or on the ‘cheap’ servers.

Even if your site is recognized and considered by search engines, a professional domain name that uses your primary company name or associated words is likely to get more attention and be considered as a stable business by your prospective customers.

Purchasing domain names are not that expensive which cost about $100 and there are many companies that can register the name for you, provided it is available and has not already been used by another company.

Using one of your keywords in your domain name can increase your score on some search engines. For example, solderingirons.com could be more effective as Electric-soldering-irons.com, if that domain name was available.

You might also choose to establish more than one domain name using keywords and then link your ‘doorway’ domain sites to your primary site. But you will have to pay for each of the domain name and also the monthly hosting fees. It all depends on the type and size of your business and your competition.

Keep in mind that some search engines disregard ‘doorway’ sites. So put at least a page of content on the doorway site with some useful information and then link it to your primary site. But don’t design it as an empty page. The other reason being, you can have one, three, five, or even more email addresses that all contain your business name, and give your business a professional feel. When customers get emails from dominicstone@solderingirons.com they feel as if they are dealing with a stable, professional business operation.

No need for customers to understand how you manage all your email boxes on your domain. They just need to feel your business is dependable and reputable.

yours success,

Mike Cabalida

Posted by: mike137 | June 25, 2009

Tips to Get Repeat Web Traffic

Dear fellow marketers,

9 Tips to Get Repeat Web Traffic

1. Update the pages on your website frequently. Stagnant sites are dropped by some search engines. You can even put a date counter on the page to show when it was last updated.

2. Offer additional value on your website. For affiliates and partners you can place links to their sites and products and ask them to do the same for you. You can also advertise their books or videos, if these products relate to your industry and are not in competition with your own product.

3. You can allow customers to ‘opt in’ to get discounts and special offers. Place a link on your site to invite customers to ‘opt in’ to get a monthly newsletter or valuable coupons.

4. Add a link to your primary page with a script ‘Book Mark or Add this site to your Favorites’.

5. Add a link ‘Recommend this site to a Friend’ so that the visitor can email your website link, with a prewritten title, “Thought you might be interested in this”, just by clicking on it.

6. Brand your website so that visitors always know they are on your site. Use consistent colors, logos and slogans and always provide a ‘Contact Us’ link on each page.

7. Create a ‘Our Policies’ page that clearly defines your philosophy and principles in dealing with your customers. Also post your privacy policy as well so that clients know they are secure when they visit your site.

8. Create a FAQ page which addresses most of the doubts and clarifications about your product or your company that are likely to be asked. This helps to resolve most of the customers doubts in their first visit to your site.

8. Ensure that each page on your website has appropriate titles and keywords so that your customer can find their way back to your site if they lose the book mark.

9. Never spam a client, who has opted for newsletters, with unsolicited emails. Later if they decide they want to ‘opt out’ of the mailings, be sure you honor their request and take them off the mailing list. They may still come back if they like your products. But they will certainly not come back if you continue to flood their email box with mails they no longer wish to receive.

To your success

Mike Cabalida

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